Dealing With The Costs Of Having Kids In School
We all want the best for our kids, which means that we have to ensure that we pave the way for a happy and productive school life. However, nothing comes for free, including said school life. To make sure they have the best experience, you will find yourself reaching into your pocket more often than not. But here’s how you can make sure it doesn’t totally eat up the budget.
Prep lunch ahead of time
Your kid has to eat, but having to prepare lunch for them every day can get a little expensive if you’re not mindful about how you do it. A lunch box full of processed foods isn’t going to be as cost-effective as you might think, nor is it going to be healthy. Plan different healthy lunches that make use of a limited number of ingredients, buy those ingredients ahead of time and prep lunch in the evening rather than in the morning so you’re less tempted to skip it.
Know how to find savings
When it’s time to go shopping for supplies like clothes, schoolbags, stationery and the like, then don’t immediately go to the store and start looking. Take the time to see if there are any deals you can take advantage of. The internet is making it easier, full of savings sites that offer things like Childrens Place coupons that can help you immediately cut some of your costs. Do some looking around, compare what kind of deals you get from different retailers, and always pick the best offer.
Create a school savings jar
Occasionally, the school is going to come looking for money or your child is going to need it, whether they need a specific uniform or equipment for a sport they want to get involved in, or there is an upcoming school trip that you have to fork out for. Rather than getting stung by sudden costs, you should set aside a portion of your budget for expected school costs. It doesn’t have to be too big, it can be as little as 5-10% of your income, but it will make sure you always have money to spare when you need it.
Look for sales tax holidays
This isn’t applicable for every state, but if you’re planning on a big shop for supplies, you should look to see if you can do it on a sales tax holiday. These holidays are the days where you have to pay literally nothing in sales tax for school supplies and clothes. This can lead to savings of up to 10%, which may not seem like a lot per item but makes a big difference in the overall cost of school.
As a parent, affording your children the best possible education and social life at school is likely a big focus. You may be willing to sacrifice anything for the kids, but that sacrifice shouldn’t be mindless. Be wise about how you spend your money and you can keep everyone happy without depriving your kids at school.
Disclosure: This is a collaborative post.